About
us
us
For more than 60 years, Morel & Cie has been a dynamic and recognised player in the Art world, both in France and abroad.
Insurance:
what for?
what for?
Insurance these days has a poor reputation: the common conception going around is that contracts have clauses and exclusions in illegible fine print, that Insurers will try to sell you cover you don’t need, and that they will always find a loophole to avoid paying for damage.
Our advice in the event of damage
A work of art, whether it was lent to you or belongs to you, whether you bought it or inherited it, and regardless of its value, deserves to be safeguarded.
Art professionals
Whether you are a gallery, a local contemporary art fund, a museum, an artist, a cultural institution, a corporate or Artist foundation, an auctioneer, an expert or an artwork leasing company, you may rest assured that we as a privileged and recognised partner in the art world have an insurance that is tailored to your needs!
We insure your stock, your collection, and works of art lent to you with all-risk coverage:
On site at your different exhibition venues and storage places
During transport
On site with third parties
On site at Fairs and Shows in which you participate
We insure your loans to museums, institutions or galleries for temporary exhibitions (at their cost) and, if you accept the loaner’s insurance, we check that it complies with your interests and demands.
Depending on your business and choice, we insure in terms of agreed value, selling price, purchase price, consignment value or replacement value.
We automatically guarantee your new acquisitions.
We offer you the service you are entitled to expect so that your business can run as smoothly and protected as possible (insurance certificates, temporary imports, coverage for fairs and shows).
We provide you with our address list of experts that you may need (restoration, electronic security, transport, fire security, framing, auctioneers, etc.).
We offer you advice and assistance for all your insurance needs (comprehensive professional, business and professional civil liability, company officers’ liability, cyber-risk, fraud, budget line, personal or fleet car, rental asset, assistance, legal protection, personal accident, etc.).
ART PROFESSIONALS
Privates Collections
From €40,000 (or a single work worth €20,000), it is important to take out specific insurance from a specialised insurer.
We insure all types of art collections (paintings, drawings, prints, tapestries, furniture, sculptures, vintage cars…), from primitive art to contemporary installations: All-risks, in residence with or without transport, whether at your main residence or elsewhere (your holiday home, your office, or family’s house).
We insure your loans at the responsibility of the borrower (museums or institutions) for temporary exhibitions and can, if you wish, check that the insurance conditions proposed by the borrower comply with what you are entitled to expect for the protection of your artworks.
We automatically guarantee your new acquisitions.
We provide you with our address list of experts that you may need (restoration, electronic security, transport, fire security, framing, auctioneers, etc.).
We advise and offer you assistance with all your insurance needs (comprehensive, car, third-party liability, rental assets, life and pension, personal and professional loans, assistance, legal protection, personal accident, etc.).
PRIVATE COLLECTIONS
Exhibitions
As insurers of the largest exhibitions in France and worldwide, we insure any artworks that you borrow and assist you throughout your project so that insurance becomes an asset instead of a burden!
We offer all-risk, “nail-to-nail” insurance for artworks that you borrow, including for market-value depreciation, at Agreed Value without deductible, and including terrorism, on site or during transport.
We check the insurance that your French and foreign lenders may demand and negotiate the most competitive conditions with them that will offer you the most protection.
We offer you our experience and expertise from the start of your exhibition project to enable you to simulate and plan your “insurance” budget, talk with your lenders and respond to their questions or demands, anticipate problems and find solutions to unpredictable events that are inherent to any exhibition.
We will send you as well as the lenders all the documents needed for the progress of your project in French and in English (insurance certificates, certificates of nonrecourse, cover notes, specific clauses, etc.) with the responsiveness and professionalism we are known for.
We are there throughout the handling process of any possible claim to ensure that it is settled in your best interest in accordance with the terms of your contract.
Finally, we offer you additional cover for your project (cancellation insurance, organiser’s liability insurance, assistance, etc.).
